Saute onion in small amount of water for a few minutes, add garlic and jalapeno and saute 2 more minutes adding a little more water 1 tbsp at a time to prevent sticking. Add 3 cups water and next 8 ingredients, stirring to combine. Combine remaining cup of water and tomato paste in a bowl, stirring with a whisk until blended. Stir tomato paste mixture into bean mixture. Bring to boil; reduce heat, and simmer 5 minutes or until thoroughly heated. Top with avocado and cilantro, perhaps a few crumbled tortilla chips. Better the 2nd day. Excellent served on top of brown or white rice. Or on top of a baked potato.