In a stockpot, over medium heat, brown the meat with a little salt and pepper. (Do NOT do next step if using Meat Substitute.) Add water, just to cover by 1/2 an inch, and bring to a boil. Boil for 2 minutes. Drain and rinse. Return meat to pot medium heat and add the olive oil, celery, green peppers, red peppers, onions, chili powder, cumin, salt, black pepper, and garlic powder. Cook for one minute. Add the diced tomatoes, tomato sauce, water, and beans. Reduce heat to low, cover, and simmer for one hour, stirring occasionally. Makes approx ten 1-cup serving