This is a recipe handed down through my family I am typing it as it is hand written on th card from my great grandmother. After I have finished listing it as she wrote it down I will the add the changes I've made to it and you can decide which way to try it. 1. Pre heat oven to 325 2. Melt butter in 9x13 pan 3. Sprinkle gram cracker crumbs on butter evenly (making a crust) 4. Make a layer of Coconut 5. Layer of Butterscotch Chips 6. Layer of Chocolate Chips 7. Dribble Condensed Milk over top making sure to cover entire pan 8. Sprinkle nuts on top 9. Bake at 325 for 25 minutes. Do not over bake. My Changes I know several people with allergies to nuts so I will often make this without nuts and instead use white chocolate chips as well When I do make this with nuts Walnuts give it a more grounded taste as this is SUPER sweet. I tend to mix the chips and the coconut together instead of making layers I find this helps keep the bars together better.