1) Preheat oven to 350 degrees. Grease a 9x13 pan or two 8x8 pans.2) Mix together first four ingredients (oats through salt) in a large bowl. Next, mix together wet ingredients in a smaller bowl (from honey through bananas). Stir wet ingredients into the dry and combine. Add the chocolate chips and mix well.3) Spread into the pan(s). Bake at 350 for 20-25 minutes. If you like it a little crunchy on top cook for a few minutes longer.4) Serve with warm milk poured over top. Enjoy!Freezer Meal Instructions: If you want to freeze this and bake later, prepare according to directions but freeze it before baking. Wrap tightly in a few layers of plastic wrap and one of foil and place in the back of the freezer for up to 3 months. When ready to eat, thaw in the fridge for 24 hours and baked according to directions. Or defrost in the microwave and bake.