Preheat oven to 350 degrees. Grease a 9x13 pan or two 8x8 pans.Mix together first four ingredients (oats through salt) in a large bowl.Next, mix together wet ingredients in a smaller bowl (from honey through bananas). Stir wet ingredients into the dry and combine.Add the chocolate chips and mix well.Spread into the pan(s). Bake at 350 for 20-25 minutes. If you like it a little crunchy on top cook for a few minutes longer.Serve with warm milk poured over top. Enjoy!