Preheat oven to 350 degrees. Mix all ingredients except crackers until well blended. Spread into 9 inch pie plate. Bake 40-50 minutes (checking midway through) until golden brown and bubbly. Serve with the crackers. Makes 2 ½ cups dip. This needs a little more flavor – kind of bland – what to add? - maybe 1/4 - 1/2 teaspoon chili powder *** used one can Rotel tomatoes & chili peppers (drain first)