Mix yogurt, sweetened condensed milk, and crema in a bowl. Add vanilla extract and stir until well incorporated. Divide cantaloupe, papaya, apple, and banana among 4 individual bowls, arranging them in separate sections. Place strawberries in the center of each bowl. Top each bowl with 1/8 cup each granola, raisins, and coconut. Drizzle 1/4 cup of the crema mixture over each fruit bowl.