Preheat oven to 350 F.Lightly grease an 8.5-inch loaf pan. Set aside.Add olive oil to a small saucepan over medium heat.Add onions and saute until tender.Add garlic and cook until fragrant.Remove from heat and let cool.In a large bowl add the cooked onion & garlic, ground turkey, crushed croutons, and egg.Mix together ketchup and BBQ sauce and add to the bowl.Add in salt, pepper, smoked paprika, thyme, oregano, sage, and parsley.Add in milk and mix JUST until combined. Do not overwork the meat.Fold in cheese.*optional*Fry up a tinyl test patty if you want to check the seasonings.Spoon the mixture into the prepared pan and smooth out.Brush the top with BBQ sauce and sprinkle with a bit of parlsey.Bake for 30-35 minutes (may need more time depending on the type of pan you use. See note*)Remove from oven and let cool.Slice and serve.