Preheat oven to 350 degrees.Whisk together all ingredients except bread and crumble topping.Spray a baking dish with cooking spray.Place bread into dish, pour egg mixture over bread.In a large bowl, stir together topping ingredients.Sprinkle cinnamon crumble topping over top.Refrigerate overnight and bake in the morning or bake immediately.Bake uncovered for a good 45-50 minutes until center is not visibly liquidy. Serve with fresh berries and honey if desired.